READING THE FINE PRINT
Download or view our Form CRS here.
New Perspectives, Inc. is a Registered Investment Advisor, duly registered with the Securities and Exchange Commission (SEC) in accordance and compliance with applicable securities laws and regulations. The firm may only transact business in states in which it is properly registered as an investment advisor or in which it is exempted or excluded from the registration requirement. New Perspectives, Inc. does not render personalized investment advice over the Internet. In no event shall the presence of this website on the Internet be interpreted or construed as a solicitation to effect transactions in securities or provide investment advisory services over the Internet. For information pertaining to the registration status of New Perspectives, Inc., please contact the SEC or the state securities regulators for those states in which New Perspectives, Inc. maintains a notice filing. A copy of New Perspectives, Inc.’s written disclosure statement is available upon request.
New Perspectives, Inc. does not provide tax or legal advice. You should consult your tax or legal advisor before making decisions with tax or legal implications.
New Perspectives, Inc. is a Registered Investment Advisor, duly registered with the Securities and Exchange Commission (SEC) in accordance and compliance with applicable securities laws and regulations. In order to serve our clients, we must have access to personal financial information. We have a duty to protect this information as private. Under a ruling from the SEC, Rule S-P, we are required to detail our policies and procedures to protect your privacy. This is our privacy policy.
Personally Identifiable Financial Information:
This is any information obtained by us in connection with providing our financial services. Some information is publicly available, such as addresses and birth dates, and is not subject to Rule S-P. Nonpublic information is protected. Current clients, former clients, and prospective clients are all included in this policy.
All employees of New Perspectives, Inc., will have access to client information. Each must abide by the above policies upon hire. Failure to follow these policies may result in immediate dismissal. Client information is maintained on the firm’s computer system. Only firm employees have access to these files.
Nonpublic information includes the following:
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Assets and Debts
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Income Sources and Amounts
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Financial Account Information (account numbers and instructions)
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Social Security Numbers
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Tax Information
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Insurance Policy Information
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Unlisted Telephone Numbers
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Other Personal and/or Family Information Necessary for Financial Advisement
Some nonpublic information is shared with third parties in order to provide agreed upon service or as required by law. We use the discount broker Charles Schwab to custody and access securities for our clients. In order to open accounts, basic information on the client must be provided. This may include some nonpublic information. Information will be limited to only that which is required by the broker. These firms are also subject to Rule S-P. In some cases, the brokers may disclose information about a client’s holdings to investment firms (i.e. mutual funds). Clients must either give permission with their initials for this to occur or they may opt out of this with a like notation. The firm advises clients to opt out of the release of this information.
Other than that stated, nonpublic information is not released to any other party without the express permission of the client. Some clients give general permission to discuss nonpublic information with other providers such as CPAs and attorneys. Such information is usually granted in writing or verbally for specific situations. At other times, the client may grant permission to us to discuss their financial information with family and friends. The client may reverse their decision at any time. The preferred method of reversal is by written communication. Please always feel free to give our office a call if you have any additional questions.